On federal bank holidays, banks all over the country close their doors for the day, and certain services are paused or delayed. And because Labor Day is a federal holiday, banks will be closed on September 7, 2026. Read on for a full schedule of bank holidays so you can plan ahead. Most years, there…
As one of the most costly expenses in your budget, paying your mortgage with a credit card can help to quickly rack up credit card rewards. Your line of credit may also come in handy if you’re in a tight spot and need some extra flexibility with your mortgage payment. If you’re not careful, though,…
Adjustable-rate mortgages (ARMs) can allow you to land a lower interest rate in today’s high-rate environment. However, ARMs aren’t without risk, and they’re only right for certain borrowers in certain situations. Find out how ARMs work and whether this type of home loan is right for you. How does an ARM loan work? ARMs behave…
Mortgage rates have been slowly rising over the past seven months, from just below 6% before the Middle East conflict began in late February to near 7% this week (with some surveys reporting rates already above 7%). However, it’s still possible to lock in a rate below the national average. Borrowers need to shop…
It is possible to use a credit card to send payments on Venmo. Before you do, however, it’s important to understand the potential costs involved. Here’s what you need to know about using a credit card on Venmo and alternatives to consider. Using a credit card on Venmo Venmo allows users to send payments and…
Money market accounts (MMAs) are deposit accounts that share features of savings and checking accounts. Like a savings account, your balance earns interest. However, you may also have the ability to write checks and/or use a debit card for account transactions like you would with a checking account. Besides having components of savings and checking…
Opening a checking account is fairly simple, but choosing the right one takes a little homework. Not all checking accounts offer the same features and benefits. So, if you’re interested in opening a checking account, be sure you follow this guide to selecting the best account and managing it properly. Table of contents Choosing the…
Bank accounts are important financial tools that help protect your money and even allow you to earn interest. But depending on where you bank — and how you use your account — certain fees can chip away at your balance. From monthly maintenance charges to overdraft penalties, these costs can add up quickly if you’re…
A savings account is a simple tool that anyone can use to improve their finances. If you’re looking for an easy way to earn interest on your money, or you just want to make sure your cash is safe, a savings account is a great way to go. Plus, right now there are more reasons…
Universal life insurance is a type of permanent life insurance that offers more flexibility than many other policies. It allows you to adjust your premiums and, in some cases, your death benefit as your needs change, while also building cash value over time. That flexibility can make it an attractive option for some people, but…
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