Home equity loans are a great tool for extracting some of your home’s value as cash. No matter how you plan to use the money, with a fixed interest rate, a home equity loan is easier to budget for than variable-rate equity products. Here are the home equity loan lenders with the best options and…
A certificate of deposit (CD) allows you to set aside your cash in an ultra-low-risk account while earning a guaranteed return for several months or years. Until recently, savers enjoyed the highest CD interest rates in nearly two decades. However, after the Federal Reserve began a series of cuts to the federal funds rate in…
If you need money for large purchases, a home equity line of credit (HELOC) is a solid choice — especially if you want to draw cash as you go rather than receive the money in one lump sum. The best home equity line of credit lenders offer low fees, flexible repayment terms, high customer satisfaction…
Has your savings balance finally hit $100,000? If so, congratulations on reaching this financial milestone! Chances are, you had to apply a combination of discipline and hard work to get here. Once you’ve taken a beat to celebrate, you may notice a feeling of uncertainty set in, especially when it comes to deciding where to…
The prime rate is an important benchmark interest rate that can affect how much you pay to borrow money. Banks use the prime rate to help set rates on credit cards, home equity lines of credit (HELOCs), personal loans, and other forms of variable-rate debt. Understanding how the prime rate works — and why it…
While having a 20% down payment for a house is a worthy goal, the reality is that many buyers can’t afford such a hefty up-front expense. You can still buy a home with as little as 3% — or sometimes even no down payment at all. These are the best low- and no-down-payment lenders of…
Best no-annual-fee credit cards for June 2026 Best no-annual-fee card for travel and everyday Rewards rate Enjoy 5% cash back on travel purchased through Chase Travel℠ 3% cash back on drugstore purchases and dining at restaurants (includes takeout and eligible delivery service) 1.5% on all other purchases Why we like it: The Chase Freedom Unlimited…
For thousands of years, gold has been a valuable asset. Today, it’s still used to create jewelry, for manufacturing, and to support economies. Because it tends to hold value (even when the economy is shaky), it’s an appealing investment. In recent years, its value has significantly increased. In January 2021, the price of gold was…
Seller concessions are helping thaw a real estate market frozen by higher mortgage rates. Nearly half (46.2%) of home sellers gave concessions when selling their house in May 2026, according to Redfin. That’s the highest share on record for that month, and a significant shift in seller attitudes. As more and more markets favor buyers,…
High-spending businesses can maximize their purchases with the Capital One Spark Cash Plus. This charge card offers a massive welcome bonus for businesses that can meet the minimum spending requirements, and you can get a refund for the $150 annual fee based on your spending. You’ll earn an unlimited 2% cash back on purchases with…
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