Seller concessions are helping thaw a real estate market frozen by higher mortgage rates. Nearly half (46.2%) of home sellers gave concessions when selling their house in May 2026, according to Redfin. That’s the highest share on record for that month, and a significant shift in seller attitudes. As more and more markets favor buyers,…
High-spending businesses can maximize their purchases with the Capital One Spark Cash Plus. This charge card offers a massive welcome bonus for businesses that can meet the minimum spending requirements, and you can get a refund for the $150 annual fee based on your spending. You’ll earn an unlimited 2% cash back on purchases with…
With a Discover it® Cash Back Credit Card in your wallet, you can get 5% cash back across rotating categories all year. Discover’s cash-back calendar is centered around everyday expenses — often including restaurants, grocery stores, and more. And the categories for the third quarter of 2026 are no exception. Between July 1 and September…
It seems simple enough; you receive a check in the mail and need to cash it. You drive to the local bank branch a few miles down the road, cash the check, and use the money to pay your bills. Easy! However, that’s not the case for everyone. Approximately 12 million people live in banking…
If you want to send and receive money while you’re in the U.S., it will be pretty hard to do without a bank account. Fortunately, even if you’re not a U.S. citizen, you can open a bank account here. Like getting a driver’s license or finding housing, it’s harder to open a bank account in…
When you think about offshore bank accounts, spy thrillers and tax strategies for the wealthy may come to mind. However, offshore banking can also be a financial solution for anyone who works internationally, has close family in another country, or frequently travels abroad. In fact, roughly 1.5 million Americans have around $4 trillion in assets…
Making purchases with a credit card can help you earn valuable cash back, miles, or points — and those rewards can offset the cost of credit card bills, cover travel expenses, pad your savings, and more. While swiping your card at the grocery store or gas station is simple, paying your monthly bills with a…
Some of the following may be considered weird ways to use a credit card, but if you’re willing to get a little outside of your comfort zone, you could earn hundreds of dollars in additional rewards every year. 1. Buy gift cards A lot of rewards credit cards offer bonus rewards on certain purchase categories,…
A housing market crash happens when home values plummet due to a lack of demand for or an oversupply of homes. The factors leading to a housing market crash are varied, ranging from economic recessions to high mortgage rates that make it less affordable to buy a home. A housing crash can have upsides (low…
Mobile banking has become a popular way to bank in recent years.According to a recent national survey conducted for the American Bankers Association, 54% of bank customers use apps on phones or other mobile devices as their top option for managing their bank accounts, versus other methods like visiting a branch. In 2010, by contrast,…
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