While having a 20% down payment for a house is a worthy goal, the reality is that many buyers can’t afford such a hefty up-front expense. You can still buy a home with as little as 3% — or sometimes even no down payment at all. These are the best low- and no-down-payment lenders of…
Best no-annual-fee credit cards for June 2026 Best no-annual-fee card for travel and everyday Rewards rate Enjoy 5% cash back on travel purchased through Chase Travel℠ 3% cash back on drugstore purchases and dining at restaurants (includes takeout and eligible delivery service) 1.5% on all other purchases Why we like it: The Chase Freedom Unlimited…
Seller concessions are helping thaw a real estate market frozen by higher mortgage rates. Nearly half (46.2%) of home sellers gave concessions when selling their house in May 2026, according to Redfin. That’s the highest share on record for that month, and a significant shift in seller attitudes. As more and more markets favor buyers,…
High-spending businesses can maximize their purchases with the Capital One Spark Cash Plus. This charge card offers a massive welcome bonus for businesses that can meet the minimum spending requirements, and you can get a refund for the $150 annual fee based on your spending. You’ll earn an unlimited 2% cash back on purchases with…
Receiving cash from the equity in your home may seem like a dream come true. You probably thought you wouldn’t see that money until you sold your home. But a cash-out refinance does just that: By replacing your existing mortgage, you can draw a lump sum from the value accrued in your home. Here are…
A certificate of deposit, known as a CD for short, can be a solid resource if you’re looking for a safe place to store your savings. In many cases, CD rates are higher than traditional savings accounts and come with other benefits as well. Yet it’s important to understand that traditional CDs aren’t the only…
With a Discover it® Cash Back Credit Card in your wallet, you can get 5% cash back across rotating categories all year. Discover’s cash-back calendar is centered around everyday expenses — often including restaurants, grocery stores, and more. And the categories for the third quarter of 2026 are no exception. Between July 1 and September…
Summary: A division of First Citizens Bank, CIT Bank operates exclusively online. It offers a variety of personal and commercial banking products and services. CIT Bank was ranked as one of our top 10 online banks for 2026.
A cardless ATM is an ATM that doesn’t require a physical debit card. Instead, you use your mobile device to initiate a transaction. In a world where many people don’t go anywhere without their phones, cardless ATMs make it convenient to withdraw cash on the go — even when you leave your wallet behind. While…
Summary: Founded in 2007, Happen Bank, formerly known as LendingClub, is an online bank that has since grown to serve more than 5 million members nationwide. Happen offers banking products and services for individual customers and businesses, including checking accounts, savings accounts, certificates of deposit (CDs), loans, and more. Happen Bank product overview LevelUp checking…
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