Luxury cards with the same benefits as the Amex Centurion (that you actually qualify for!)
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Luxury cards with the same benefits as the Amex Centurion (that you actually qualify for!)

If you’re a frequent traveler and like to take advantage of great perks and benefits, the American Express Centurion Card is probably on your radar. It’s no exaggeration to say the Black Card from Amex is the most exclusive credit card on the market — and most people are not eligible. Luckily, you don’t need…

Delta SkyMiles Blue American Express Card review: A fee-free pick for Delta Airlines fans
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Delta SkyMiles Blue American Express Card review: A fee-free pick for Delta Airlines fans

If you travel often for business or pleasure, a travel rewards card can allow you to earn valuable rewards and added perks. For those that most frequently fly on Delta — the second-largest airline based on passenger volume — the Delta SkyMiles® Blue American Express Card may be a good starting point. It has no…

Are CD rates going up or down in 2026?
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Are CD rates going up or down in 2026?

A certificate of deposit (CD) allows you to set aside your cash in an ultra-low-risk account while earning a guaranteed return for several months or years. Until recently, savers enjoyed the highest CD interest rates in nearly two decades. However, after the Federal Reserve began a series of cuts to the federal funds rate in…

Best credit cards with no annual fee for June 2026
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Best credit cards with no annual fee for June 2026

Best no-annual-fee credit cards for June 2026 Best no-annual-fee card for travel and everyday Rewards rate Enjoy 5% cash back on travel purchased through Chase Travel℠ 3% cash back on drugstore purchases and dining at restaurants (includes takeout and eligible delivery service) 1.5% on all other purchases Why we like it: The Chase Freedom Unlimited…

What are seller concessions, and how do you use them?
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What are seller concessions, and how do you use them?

Seller concessions are helping thaw a real estate market frozen by higher mortgage rates. Nearly half (46.2%) of home sellers gave concessions when selling their house in May 2026, according to Redfin. That’s the highest share on record for that month, and a significant shift in seller attitudes. As more and more markets favor buyers,…

Capital One Spark Cash Plus review: A business card built for high spending
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Capital One Spark Cash Plus review: A business card built for high spending

High-spending businesses can maximize their purchases with the Capital One Spark Cash Plus. This charge card offers a massive welcome bonus for businesses that can meet the minimum spending requirements, and you can get a refund for the $150 annual fee based on your spending. You’ll earn an unlimited 2% cash back on purchases with…

Discover Q3 2026 rewards calendar — Earn 5% cash back at gas stations, on transportation, and at drug stores
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Discover Q3 2026 rewards calendar — Earn 5% cash back at gas stations, on transportation, and at drug stores

With a Discover it® Cash Back Credit Card in your wallet, you can get 5% cash back across rotating categories all year. Discover’s cash-back calendar is centered around everyday expenses — often including restaurants, grocery stores, and more. And the categories for the third quarter of 2026 are no exception. Between July 1 and September…

Prepaid card vs. debit card: What’s the difference?
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Prepaid card vs. debit card: What’s the difference?

Cash is increasingly unpopular; consumers use cash for just 7% of total payments, according to the Federal Reserve. But if you’re trying to avoid racking up debt and prefer not to pay with a credit card, a debit card or prepaid card can be a convenient alternative that allows you to skip carrying paper bills….

What are basis points, and how do they work?
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What are basis points, and how do they work?

Basis points have a big impact on your finances, but not everyone knows what they mean or how they work. Basis points are key to understanding your interest rates on loans and credit cards, as well as how much you earn on your savings. Here’s what you should know. What are basis points? Basis points,…

What is a ‘banking desert,’ and what can you do if you live in one?
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What is a ‘banking desert,’ and what can you do if you live in one?

It seems simple enough; you receive a check in the mail and need to cash it. You drive to the local bank branch a few miles down the road, cash the check, and use the money to pay your bills. Easy! However, that’s not the case for everyone. Approximately 12 million people live in banking…

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