Best no-annual-fee credit cards for June 2026 Best no-annual-fee card for travel and everyday Rewards rate Enjoy 5% cash back on travel purchased through Chase Travel℠ 3% cash back on drugstore purchases and dining at restaurants (includes takeout and eligible delivery service) 1.5% on all other purchases Why we like it: The Chase Freedom Unlimited…
Seller concessions are helping thaw a real estate market frozen by higher mortgage rates. Nearly half (46.2%) of home sellers gave concessions when selling their house in May 2026, according to Redfin. That’s the highest share on record for that month, and a significant shift in seller attitudes. As more and more markets favor buyers,…
High-spending businesses can maximize their purchases with the Capital One Spark Cash Plus. This charge card offers a massive welcome bonus for businesses that can meet the minimum spending requirements, and you can get a refund for the $150 annual fee based on your spending. You’ll earn an unlimited 2% cash back on purchases with…
With a Discover it® Cash Back Credit Card in your wallet, you can get 5% cash back across rotating categories all year. Discover’s cash-back calendar is centered around everyday expenses — often including restaurants, grocery stores, and more. And the categories for the third quarter of 2026 are no exception. Between July 1 and September…
Cash is increasingly unpopular; consumers use cash for just 7% of total payments, according to the Federal Reserve. But if you’re trying to avoid racking up debt and prefer not to pay with a credit card, a debit card or prepaid card can be a convenient alternative that allows you to skip carrying paper bills….
Basis points have a big impact on your finances, but not everyone knows what they mean or how they work. Basis points are key to understanding your interest rates on loans and credit cards, as well as how much you earn on your savings. Here’s what you should know. What are basis points? Basis points,…
It seems simple enough; you receive a check in the mail and need to cash it. You drive to the local bank branch a few miles down the road, cash the check, and use the money to pay your bills. Easy! However, that’s not the case for everyone. Approximately 12 million people live in banking…
When you need to make a secure payment, certified checks are a popular and trusted option. A certified check is essentially a check that’s been guaranteed by the bank, which ensures there are enough funds in your account and the signature is authentic. In other words, a certified check can be a reliable choice for…
The pressure to spend money can be strong in many social situations. Perhaps a group of friends invites you to a concert or sporting event over the weekend, but you don’t have room in your budget for the tickets. Maybe your family invites you on a fun-filled vacation, but you can’t afford your share of…
If you want to send and receive money while you’re in the U.S., it will be pretty hard to do without a bank account. Fortunately, even if you’re not a U.S. citizen, you can open a bank account here. Like getting a driver’s license or finding housing, it’s harder to open a bank account in…
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