Getting denied for a bank account can be frustrating, especially when you’re not sure why it happened. Banks and credit unions can reject applications for several reasons, from problems verifying your identity to negative marks in your banking history. If your bank account application was denied, understanding the reason can help you fix the issue…
Summary: Bread Savings, formerly known as Comenity Direct, is a division of Bread Financial — a financial services company that offers personal and business banking products. Bread Savings product overview High-yield savings account The high-yield savings account from Bread currently offers a competitive 4% APY (interest is compounded daily and credited monthly) with no monthly…
With a Discover it® Cash Back Credit Card in your wallet, you can get 5% cash back across rotating categories all year. Discover’s cash-back calendar is centered around everyday expenses — often including restaurants, grocery stores, and more. And the categories for the third quarter of 2026 are no exception. Between July 1 and September…
Summary: A division of First Citizens Bank, CIT Bank operates exclusively online. It offers a variety of personal and commercial banking products and services. CIT Bank was ranked as one of our top 10 online banks for 2026.
Best for limited business budgets Annual fee $0 Welcome offer Earn a $250 statement credit after you make $3,000 in purchases on your card in your first 3 months Introductory Purchases APR 0% on purchases for 12 months from date of account opening Ongoing Purchases APR 16.74% – 28.49% Variable Rewards rate 2% cash back…
A cardless ATM is an ATM that doesn’t require a physical debit card. Instead, you use your mobile device to initiate a transaction. In a world where many people don’t go anywhere without their phones, cardless ATMs make it convenient to withdraw cash on the go — even when you leave your wallet behind. While…
Summary: Founded in 2007, Happen Bank, formerly known as LendingClub, is an online bank that has since grown to serve more than 5 million members nationwide. Happen offers banking products and services for individual customers and businesses, including checking accounts, savings accounts, certificates of deposit (CDs), loans, and more. Happen Bank product overview LevelUp checking…
Have you ever overdrafted your checking account or accidentally bounced a check? If so, a record of that mishap could be following you around. When you have a problem managing a bank account, your bank usually reports the incident to a company called ChexSystems. And if you have negative information in your ChexSystems file, you…
If you’re a credit card rewards-seeker, you might already know just how coveted some American Express benefits and perks can be. (Centurion card? If you know, you know.) There is a range of American Express cards for different financial goals, whether you’re looking for cash back, travel rewards, an Amex credit card with an introductory…
If you died unexpectedly, the money in your bank accounts could be tied up in a probate court for quite a while. That can leave your loved ones in a tough spot, as they may need access to that money to cover funeral expenses and other costs. That’s why it’s important to name a beneficiary…
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