How do I get the lowest mortgage rate? 8 tips you can use.
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How do I get the lowest mortgage rate? 8 tips you can use.

Mortgage rates have been slowly rising over the past seven months, from just below 6% before the Middle East conflict began in late February to near 7% this week (with some surveys reporting rates already above 7%).   However, it’s still possible to lock in a rate below the national average. Borrowers need to shop…

Can you use a credit card on Venmo?
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Can you use a credit card on Venmo?

It is possible to use a credit card to send payments on Venmo. Before you do, however, it’s important to understand the potential costs involved. Here’s what you need to know about using a credit card on Venmo and alternatives to consider. Using a credit card on Venmo Venmo allows users to send payments and…

What is a money market account, and how does it work?
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What is a money market account, and how does it work?

Money market accounts (MMAs) are deposit accounts that share features of savings and checking accounts. Like a savings account, your balance earns interest. However, you may also have the ability to write checks and/or use a debit card for account transactions like you would with a checking account. Besides having components of savings and checking…

How to open a checking account: A step-by-step guide
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How to open a checking account: A step-by-step guide

Opening a checking account is fairly simple, but choosing the right one takes a little homework. Not all checking accounts offer the same features and benefits. So, if you’re interested in opening a checking account, be sure you follow this guide to selecting the best account and managing it properly. Table of contents Choosing the…

6 common bank fees, and how to avoid them
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6 common bank fees, and how to avoid them

Bank accounts are important financial tools that help protect your money and even allow you to earn interest. But depending on where you bank — and how you use your account — certain fees can chip away at your balance. From monthly maintenance charges to overdraft penalties, these costs can add up quickly if you’re…

Should I open a savings account? Why now is a good time.
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Should I open a savings account? Why now is a good time.

A savings account is a simple tool that anyone can use to improve their finances. If you’re looking for an easy way to earn interest on your money, or you just want to make sure your cash is safe, a savings account is a great way to go. Plus, right now there are more reasons…

What is universal life insurance?
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What is universal life insurance?

Universal life insurance is a type of permanent life insurance that offers more flexibility than many other policies. It allows you to adjust your premiums and, in some cases, your death benefit as your needs change, while also building cash value over time. That flexibility can make it an attractive option for some people, but…

Greece secures bailout to avoid debt default
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Greece secures bailout to avoid debt default

BRUSSELS (AP) — The countries that use the euro pulled Greece back from an imminent and potentially catastrophic default on Tuesday, when they finally stitched together a euro130 billion ($170 billion) rescue they hope will also provide a lifeline to their common currency. But the patchwork of measures — including the implementation of austerity measures…

World stocks down despite deal to end Greek crisis
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World stocks down despite deal to end Greek crisis

BANGKOK (AP) — World stock markets were mostly lower Tuesday even as European leaders finally clinched a deal for a rescue package to prevent Greece from going belly up. Benchmark oil hovered near $105 per barrel while the dollar fell against the euro but rose against the yen. Shares in Europe opened lower, just hours…

Company suing Apple over iPad name open to talks
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Company suing Apple over iPad name open to talks

SHANGHAI (AP) — The lawyer for a Chinese company suing Apple Inc. in China over its use of the iPad trademark indicated Tuesday that his client would be willing to discuss a settlement. Xie Xianghui, lawyer for Shenzhen Proview Technology, said that since no final decisions have been reached in various legal disputes over the…

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